Youth/Young Adults

  • Junior Achievement
  • Money as You Grow
  • Increasing Financial Capability among Economically Vulnerable Youth: MY Path, FRBSF, March 2013 (PDF 566 kb).
  • Money Smart for Young Adults, FDIC
  • NEFE High School Financial Planning Program: Find teacher training in your state. Order an Info Kit to sample the HSFPP materials.
  • Keys to Financial Success  
    The Federal Reserve Bank of Philadelphia offers this complete course plan for teaching personal finance to high school students. It is composed of 54 lessons designed to help teach students personal finance using active and collaborative learning. Keys to Financial Success is offered free of charge to schools and teachers.
  • Guidance to Encourage Financial Institutions’ Youth Savings Programs and Address Frequently Asked Questions  
    On February 24, 2015, the OCC, the Board of Governors of the Federal Reserve System, the FDIC, the U.S. Department of the Treasury’s Financial Crimes Enforcement Network, and the National Credit Union Administration (NCUA) issued “Guidance to Encourage Financial Institutions’ Youth Savings Programs and Address Related Frequently Asked Questions.” The interagency guidance answers common questions, including those related to Customer Identification Program requirements, that may arise as banks, savings associations, and credit unions collaborate with schools and other community stakeholders to facilitate youth savings and financial education programs. The guidance is intended to encourage financial institutions to develop and implement programs to expand youths’ financial capabilities and to build opportunities for the financial inclusion of more families. This effort is consistent with the “Starting Early for Financial Success” focus of the Financial Literacy and Education Commission, a body of 21 federal agencies, including the financial regulators, and the White House Domestic Policy Council.
  • MoneySmart for Young People Series  
    The FDIC and the CFPB offer the new Money Smart for Young People series to support classroom instruction about money. The four grade-specific, instructor-led products for students in grades pre-K–2, 3–5, 6–8, and 9–12 include an educator guide, teacher presentation slides, a student guide (for grades 3–12), and a parent/caregiver guide. This standards-aligned curriculum can easily be incorporated into subjects such as mathematics and social studies.
  • More Than a Job: Lessons From the First Year of Enhancing Municipal Summer Youth Employment Programs Through Financial Empowerment  
    The Cities for Financial Empowerment Fund offers this report highlighting the lessons learned from the first year of the Summer Jobs Connect initiative, working with five cities to integrate financial education and access to safe financial products into their municipal Summer Youth Employment Programs (SYEP).
    The NCUA’s official consumer protection Web site,, and its financial literacy microsite, Pocket Cents, offer educational information, resources, and articles designed to help individuals make smarter financial decisions and better choices with their money.