For Active and Retired Service Members
Consumer Protection

Military.ncpw.gov offers free tips and tools from the FTC, Department of Defense, Consumer Financial Protection Bureau. Military Consumer Protection Day (MCPD) is a joint initiative to empower active duty and retired servicemembers, military families, veterans and civilians in the military community. Use these free resources as the first line of defense against fraud and make better-informed decisions when managing your money.

CalVet Home Loans

If you are ready to buy a home, CalVet Home Loans is here to meet our veterans’ home financing needs. You will find the CalVet Home Loan is a true benefit with features that will save you money, simplify the lending process, and help you protect your investment.

CalVet Home Loan products have below market interest rates with low or no down payment requirements. In addition, CalVet Home Loans has expanded eligibility. Now, nearly any veteran wanting to buy a home in California is eligible.

Also, if you are new to the home buying process, this website is designed to help you understand the steps to home ownership and discover just how easy and stress free purchasing a home and securing a CalVet home loan can be.

Are you ready to get started now? Just choose one of the options that works the best for your schedule!
    1. Apply online by selecting the button below; or
    2. Complete a Contact Us form and one of our CalVet Loan Originators will contact you based on your schedule; or
    3. Call one of our CalVet Loan Originators at 866-653-2510 (Monday-Friday, 8am-5pm) .

Military Saves

America/Military Saves encourages the military community to meet immediate needs and build long-term wealth through saving and debt reduction.

Servicemembers Civil Relief Act

The Servicemembers Civil Relief Act (SCRA), formerly known as the Soldiers’ and Sailors’ Civil Relief Act (SSCRA), is a federal law that provides protections for military members as they enter active duty. It covers issues such as rental agreements, security deposits, prepaid rent, eviction, installment contracts, credit card interest rates, mortgage interest rates, mortgage foreclosure, civil judicial proceedings, automobile leases, life insurance, health insurance and income tax payments. You should contact your nearest Armed Forces Legal Assistance Program office to see if the SCRA applies. Dependents of servicemembers can also contact or visit local military legal assistance offices where they reside. Please consult the military legal assistance office locator for each branch of the armed forces.

Military Lending Act

The Military Lending Act (MLA), enacted in 2006 and implemented by the Department of Defense, protects the financial interests of active duty military and their families in certain credit transactions. The MLA limits the amount a creditor may charge, including interest and fees, for payday loans, auto title loans, tax refund anticipation loans, credit cards (starting in October 2017), and certain other credit products. For more information, see the MLA-related links below.

Troops Against Predatory Scams (TAP$)

The California Department of Business Oversight is proud to support our troops who work hard every day to protect our freedoms. We are thankful for their service and sacrifice and are honored to announce a resource available to California’s service members. The California TAP$ (Troops Against Predatory Scams) campaign is dedicated to helping our men and women in uniform protect their hard-earned dollars. Educational materials developed to inform troops about financial scams and predatory lending are available in the links below. Please do not hesitate to call us at 1-866-275-2677 with any questions, concerns, or information about financial scams.

Please visit the links below to learn more about the California TAP$ campaign:

California TAP$ is funded by a grant from the Investor Protection Trust (IPT). The IPT is a nonprofit organization devoted to investor education. Since 1993 the IPT has worked with the States to provide the independent, objective investor education needed by all Americans to make informed investment decisions. www.investorprotection.org.

Veterans Benefits

CalVet Connect can help you successfully re-enter civilian life by connecting you to the veterans benefits and services you have earned.

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