Calculators

Debt Payoff Calculator
Create a Payoff Plan: See how making a few extra payments will get you debt-free faster than you think

Taking the Mystery Out of Retirement Planning
This publication has a lot of information to help individuals take charge of their retirement planning. Written for workers who are 10 to 15 years from retirement, it will help you calculate your income, savings and likely expenses in retirement to get a better idea of whether you are on track. The publication provides tips to help you close any savings gap and to make your money last through your retirement. The online worksheets do the calculations for you. For the Spanish publication click here.

Retirement Estimator
Estimate Your Social Security Retirement Benefits Online Now at www.socialsecurity.gov/estimator The Retirement Estimator is tied to a person’s actual Social Security earnings records and eliminates the need to manually key in years of earnings information.

Monthly Payment
See what your monthly payment will be for a loan.

Debt Payoff
Determine how long it will take to pay off your debt based on different monthly payment scenarios.

Compound Interest Calculator
See why it’s better to start saving early for retirement.

Savings calculator
View the difference a regular savings plan can make!

What You Need To Know: New Credit Card Rules
This publication explains the Federal Reserve’s new credit card rules and related consumer protections. It tells consumers some of the key changes they can expect from their credit card company beginning on February 22, 2010.

Savings Bonds Wizard
With the Savings Bond Wizard®, you can:

  • Manage your savings bonds.
  • Print your savings bond inventory.
  • Find the redemption value of your bonds.
  • Find the interest your bonds have earned.

Federal Ballpark Estimate
The Federal Ballpark Estimate is a savings goal worksheet. The Federal Ballpark Estimate is modeled on the Ballpark Estimated developed in partnership with the American Savings Education Council (ASEC). It is tailored to include the retirement benefits of Federal employees. You can use the Federal Ballpark Estimate to automatically calculate estimates of future Civil Service Retirement System (CSRS) or Federal Employees Retirement System (FERS) retirement benefits and Thrift Savings Plan account balances. It will also let you know how well you are doing in meeting your savings goal.

Loan Repayment Plans and Calculators
Find information about repaying federal student loans including the new Income Based Repayment Plan, other repayment plans

Electronic Deposit Insurance Estimator (EDIE)
EDIE the Estimator can calculate your FDIC insurance coverage for each FDIC-insured bank where you have deposit accounts.

Tax Withholding Calculators
Ensure that you’re having the right amount of income tax withheld from your pay.

Group Life Insurance for Federal Employees Calculators
Determine the face value, premiums and how to carry your coverage into retirement.

Savings Bonds, Future Value Calculators
Use savings bonds to plan for your financial future.

Savings Bonds, Current Value Calculators
How much are your savings bonds worth now?

Thrift Savings Plan for Federal Employees
Estimate the future growth of your Thrift Savings Plan account and your future contributions.

Mortgage Comparison Calculator
Compare monthly mortgage payments and the amount of equity you’ll build for up to six types of fixed- and adjustable-rate mortgages.

Credit Card Repayment Calculator
Learn how long it will take you to pay off your credit card balance.

Share Insurance Estimator
On May 20, 2009, the enactment of the Helping Families Save their Homes Act of 2009 extended, through December 31, 2013, the temporary increase in NCUA’s standard maximum share insurance amount from $100,000 to $250,000. The Electronic Share Insurance Calculator (E-SIC) is designed to give an accurate share insurance calculation.


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